Completely understand Sara. I obtained my information as IвЂ™ve had an appearance in the quantity of upheld plaints against the one which had been refused. The main reason we say I read of the ombudsman decisions was that the consumer had been asked the questions about credit mitments and outgoings on the new QQ application form that it maybe reject for that is because of 2 cases. It was taken by the FOS that QQ accepted the consumer on the cornerstone of just just just what information the consumer offered. If those figure were inaccurate then that’s the fault associated with client maybe not QQ. I recall that one if I got it wrong and they did ask, luckily I was right they didnвЂ™t because it is what prompted me to check the way back when machine to see. The FOS worked in extremely mystical methods for the reason that what one adjudicator would search for to upheld another will make use of it to reject. Constantly well worth a spin however because what your ine and outgoings had been in the 1st application could possibly be completely different the month that is next. QQ demonstrably knew their form back 2008 вЂ“ 2011 had been insufficient it to include outgoings and credit mitments but I couldnвЂ™t find out when they changed it because they changed. ThatвЂ™s why it’s worth checking which one was completed. All The Best
We kinda think that regardless of the simple fact over every month for 3 years, had multiple loans with other lenders, asked them to close my account but they didnвЂ™t, lost a girlfriend because of it, was suicidal, I donвЂ™t care what anyone says it was irresponsible and I want them to admit it that I borrowed over 17000 with them , rolled them. I experienced a medication, liquor and gambling issue that thankfuly I have actually put aside. If some body asks to provide you 1000 at four each morning, would any sane person provide you that? It is not really in regards to the cash for me personally, it is for my health. I would like them to understand it wasnвЂ™t okay plus they took advantageous asset of me personally. They could stick 500 I am going to cause them to become feel a little bit of discomfort the way that is same did. Sorry to rant, drops mic
We made a plaint to quid that is quick 4 months ago, fast quid came ultimately back and stated it offers done everything it will have. I wasnвЂ™t pleased and took it to the Financial ombudsman, after about four weeks awaiting an adjudicator I became given one who contact me and did quid that is quick made exactly the same offer that I asked for however they declined.
So stay with it everybody. Personally I think like IвЂ™m finally right straight right back accountable for my entire life.
We have just received a contact from Quick Quid providing me personally 500, i will reject it regarding the foundation that
B. They acknowledge that once I requested my account to be terminated, they proceeded to lend in my experience (I happened to be in a negative spot). They will have maybe perhaps not supplied information on just how lending that is much had been once I asked for the account to be terminated.
C. My mom had to bail me away 1000 to quid that is quick I have evidence of the transaction, together with proven fact that on a single time she paid WageDayAdvance 700 and paydayexpress 500, which will show simply how much trouble I became in.
D. 500 is bull crap
Have you got experience of anyone seeking a free account to yet be cancelled the lending company proceeded to lend? Can there be point of legislation to the impact? Certainly there is certainly a responsibility never to lend further as soon as the account happens to be expected to be closed?
I might actually appreciate any help with this, my goal is to fight and just simply just take this to your ombudsman.
Sara (Financial Obligation Camel) says
Hi Tommy, shockingly reckless financing. You donвЂ™t need certainly to quote a true point of legislation, the Ombudsman discusses what exactly is fair 🙂
Many thanks for the response, itвЂ™s this that they pennedвЂ¦
Although we offered re payment support to you our documents further indicate that your particular demand to completely shut your bank account had not been honored.
We donвЂ™t keep in mind them payment that is offering either! Can I compose in their mind to inform them we reject their offer and you will be referring the problem towards the ombudsman?
I truly need to know just how much We borrowed when I asked for the account to be closed. Undoubtedly they should offer this? ItвЂ™s likely to be over 10,000вЂ¦
You think I have a case that is decent the ombudsman?
Actually appreciate your assistance with this, many thanks.